Estate Planning / Business Planning / Improve The Odds

About the Site


During almost thirty years experience in the private practice of law, I have accumulated a number of observations regarding the purposes and processes of estate and business planning, and, for reasons which are not clear even to me, somehow feel impelled to share those thoughts with a few passers-by.

If this Site could be said to have a central theme, it would be to improve your ability to effectively seek and utilize professional advice in the areas of estate and business planning and related subjects. A modest goal, you may say, and you would be right, but it is one of a very few that I am even arguably equipped to advance, so one simply does what one can and leaves the greater questions to others.

As you will be quick to notice, the Site is very much a "Plain Jane". No banners, no graphics, no audio or video, no hyperlinks (well, maybe, just a few), no guestbooks or other distractions. Its Author (this is just about the last time I will appear in the third person --- it's so stilted, don't you think) believes that what will be offered here is best presented in the old-fashioned way, in writing.

I hope you will find some value in what you see and that you are able to make good and profitable use of it; if you do not, simply shrug and pass on. You may find the content a trifle idiosyncratic and a bit less "buttoned-down" than the usual lawyers' screed but I hope that that is not troubling. It does not signify that I take lightly what is said --- only that you should feel free to do so.

Further, I am going to defy current practice (not to mention political correctness) by being gender-insensitive, solely with a view to avoiding the various grammatical gyrations which the other brings in its wake (e.g. he/she, his/her, chairperson, etc.) Please take me at face value when I say that, deep down, I am completely gender-neutral, and the materials here can be understood equally well whichever gender is assigned to the particular role being discussed, unless a contrary intention is clearly expressed.

One of Dickens' characters gave it as his view that a proper mission in life is "to comfort the afflicted and to afflict the comfortable". On the reasonable supposition that anyone who is even passingly interested in the subjects discussed here is more than a little "comfortable", I take it as my mission to provide a bit of affliction.

A warning may be in order, however. Please do not assume, from the serious tone and somewhat negative emphasis of certain of the materials here, that I am pessimistic about your ability to cope with the issues presented. Quite the reverse; years of practice persuade me that you can cope with them, if only someone in a position to know is willing to guide you toward an understanding of those issues and patient enough to actively seek your informed involvement in their solution. It is precisely because I know it can be done, and not because I fear it cannot, that I have offered the opinions and information which are set forth here.

The Site may be modified or expanded from time to time, or it may not, depending on whether I change my beliefs about anything which is said here or I acquire new knowledge or insights which I wish to impart, but I disavow any responsibility in that connection.

I have tried to make the Site as "user friendly" as, in my novice state, it was possible for me to do. Because the reader may be older, and perhaps busier, than the norm, I have particularly sought to make it easy on the eyes and quick to load and to navigate.

You will also notice, as you tour the site, that there are a good many more "paragraph breaks" than would be present in a traditional printed text. I hope that this does not throw you off stride. It is a deliberate accommodation to the ergonomic characteristics of the medium by which this information is being delivered, and should not be taken as an indication that I do not know how to construct a grammatically correct paragraph. Any criticisms or comments regarding this aspect of things will be especially gratefully received.

The person I hope to reach here is a lay person (e.g. not a lawyer or other professional estate or business planner) who is inquisitive and persistent, and reasonably educable, but not necessarily well informed. In fact, perhaps the less "informed" the better, as there will then be less error for you to unlearn.

The content of the site deserves a quick and sketchy overview, as follows. The "Home Truths" are a collection of personal reflections and ruminations which I have accumulated over a good many years and which I simply wanted to get off my chest. I hope they do not make me seem a scold, although I cheerfully admit to having a weakness for pointing out others' imperfections. The "Food for Thought" are a selection of short memoranda on various estate planning subjects, written for lay readers. I hope and believe they may prove useful to you, with the reservation and subject to the condition that they must be read in concert with the Disclaimer & Conditions of Use which appears at the entrance to the site. (How's that sentence for lawyer talk!).

The "Bibliography" springs from my conviction that knowledge generally is a good thing, that knowledge is often difficult for a lay person to come by, and that the quest for knowledge can be seriously, perhaps fatally, disrupted by following false prophets. I hope to spare you that difficulty and that disruption.

What do I want out of all of this? Nothing personally; just the hope that someday, if and when you need assistance with estate or business planning problems, or estate or trust administration matters, or indeed any other matter requiring legal or other professional advice, you will be a better client than you would have been if you had not visited this site, and I may have your advisors' silent thanks for my small contribution to that.

If anything you see here requires further explanation, or if you disagree with any aspect of the site, or if you think I might be of use or assistance to you in some specific way, you have my permission to communicate with me at my address as shown on the home page. You must please accept, however, in doing so, (a) that any information, criticisms, etc., which may be submitted shall be deemed the property of the Author, who shall be free to use the same as he sees fit, and (b) that the Author shall have no obligation to respond to any communication so received.

Finally, a brief but earnest word of thanks to my friends at Orban Computer Consulting and BIS, without whom this site would neither have been conceived nor implemented.


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Law Offices of Thomas J. Keating IV
Centreville, Maryland, USA

About the Site   |   Home Truths   |   Bibliography
Food for Thought   |   Random Thoughts   |   Front Page

Copyright © 1998-2002, Thomas J. Keating IV    Web site by BIS.